Mukhyamantri Shramik Suraksha Yojana
Scheme Overview
The Mukhyamantri Shramik Suraksha Yojana is a premier social welfare program implemented by the Government of West Bengal to provide targeted financial assistance, digital empowerment, health coverage, or educational assistance to qualified residents of Bengal.
Under the direct administration of the Department of Labour, this program is designed to deliver seamless, direct benefits directly via Aadhaar-linked Bank Accounts (DBT). It eliminates middlemen, ensuring 100% transparency.
Key Benefits Provided
The state government provides the following assistance under the scheme:
| Beneficiary Tier | Assistance & Benefit details |
|---|---|
| Tier 1 Benefit | Accidental death insurance coverage of ₹2,00,000 for the family of the worker. |
| Tier 2 Benefit | Disability benefit up to ₹1,00,000 for permanent total/partial disability due to accidents. |
| Tier 3 Benefit | Maternity benefits of ₹5,000 for female workers and annual educational support for workers' children. |
| Tier 4 Benefit | Pension benefit of ₹1,500/month after the age of 60 if registered for more than 5 years. |
Detailed Eligibility Criteria
Applicants must fulfill the following mandatory eligibility conditions at the time of submission:
State Residency: Applicant must be a permanent resident of West Bengal.
Gender Eligibility: Open to All applicants.
Age Limits: Applicant's age must be between 18 and 60 years.
Income Cap: Fulfills: Daily wagers, construction workers, agricultural laborers, and transport workers.
Social Background: Universal for All categories with simplified paper processing.
Documents Required for Application
Ensure you have self-attested photocopies of the following documents before applying:
- Aadhaar Card
- E-Shram Card / Labour registration card
- Bank Passbook
- Self-declaration of occupation as unorganized worker
Step-by-Step Application Process
Follow these steps to submit your application either online or at a public outreach desk:
Stage 1: Register on the Shramik Suraksha portal or visit your nearest Block Development Office or Municipality office.
Register on the Shramik Suraksha portal or visit your nearest Block Development Office or Municipality office.
Stage 2: Fill in your occupational details, bank details, and nominee information.
Fill in your occupational details, bank details, and nominee information.
Stage 3: Submit the self-declaration form and Aadhaar card photocopies.
Submit the self-declaration form and Aadhaar card photocopies.
Stage 4: Receive a digital Shramik Suraksha card with a unique identification number.
Receive a digital Shramik Suraksha card with a unique identification number.
Stage 5: The state government fully sponsors the insurance premium, requiring zero fee from the worker.
The state government fully sponsors the insurance premium, requiring zero fee from the worker.
Frequently Asked Questions (FAQs)
Get answers to common doubts regarding registration, document issues, and bank transfers:
No, the scheme is completely free. The West Bengal government pays the entire premium amount on behalf of registered workers.
Daily wagers, construction workers, agricultural laborers, handloom weavers, transport workers, and domestic help are eligible.